The AI-Native Agency that runs your home
Momenta runs your home's full savings engine — insurance discounts, tax appeal, homestead optimization, and verified records — to lower your costs now and increase your resale value later.
WhatsApp, Telegram, SMS, or the web.
No credit card · Sign in with Google
Document roof & gutters before the storm
Available where you are
WhatsApp · Telegram · SMS · Web
We build the insurance underwriting and tax record for a home — by rewarding homeowners for proving it.
Available in Texas, Illinois, Florida. More coming soon.
They use statistics. We use your data.
Insurers and assessors don't see your property. They see zip codes and averages. We're built differently: one address, your proof, and we handle the rest.
Capabilities that run on your data and your proof.
One address. Evidence. Appeals. Claims.
One address
One address
We pull the rest.
Enter your address. We pull property, environment, and tax context. One input; we personalize your evidence schedule.
Evidence we assign
Evidence we assign
You record. We schedule.
Tells you what to capture and when: monthly, quarterly, or when your appeal window opens. You record and lock proof. That becomes your home's Carfax.
Tax appeal
Runs your tax appeal
We build it. You submit.
When your state's appeal window opens, we build your case and give you the PDF and evidence packet (with links to your condition videos). You submit to the county. Your evidence and comparables are already in.
Discounts & claims
Discounts and claim packs
Score based. Proof packed.
Finds insurance discounts based on your Home Health Score. For claims, we grade your evidence and send the pack.
Any channel
Any channel
Where you already are.
Use Momenta on the web, or in WhatsApp, Telegram, or SMS. Talk where you talk.
One verified record
One verified record
Powers everything else.
Your locked proof powers tax appeals, discount search, claim packs, and resale. One source of truth for your home.
Evidence, appeals, claims, and underwriting.
We use your data in your favor.
Appeal packet ready
Submit to your county
From your address to done. In 3 simple steps.
Three steps. You record. We run the rest.
Enter your address
We pull property, environment, and where relevant, tax and policy context. One input; we personalize your evidence schedule from that.
Record and lock evidence
We tell you what to capture and when: monthly pulse, quarterly scan, or annual check. You record and upload. Proof is locked into your home's record.
We run the rest
When the appeal window opens, we generate the PDF and evidence packet. Your score drives discount search. For a claim, we pull your evidence, grade it, and send the pack.
Intelligence that runs on your data
Our AI turns your address and locked proof into evidence schedules, appeal PDFs, discount search, and claim packs.
Evidence schedule
Location and policy aware
What to capture and when, from your property and tax calendar. Prompts you can complete yourself or with help.
Home Health Score
One number. Many uses.
Evidence and completions feed a score that stays current. Powers discount search and what we suggest next.
Record your way
DIY or pro, then lock it
Our guidance or hire out. When you log and upload, proof is locked for appeals and claims.
Statistics vs. your data
The old way
Priced by zip code
You're a statistic. Average rate.
Manual appeals
You hunt for evidence and deadlines yourself.
No claim pack
When you file a claim, you scramble to gather proof.
Guessing on discounts
You don't know which insurers reward your profile.
With Momenta
Priced by proof
Verified condition data. You're the exception.
Appeals we run
When the window opens, we build your case and give you the PDF and evidence packet. You submit to the county.
Claim packs ready to send
You say "claim." We pull evidence, grade it, and send the pack.
Discount search from your score
We use your Home Health Score to find carriers that reward your profile.
Texas · Illinois · Florida
Tax appeal flows and evidence schedules are tuned for these states. More coming soon.
Questions? Start Here.
Just your address. We pull property, environment, and tax context. You sign in with Google, add your address, and we personalize your evidence schedule and show you what to capture and when.
When your state's appeal window opens, we build your case using your locked evidence and comparables, then give you a PDF and evidence packet. You submit to your county. We tell you what to do and when.
A single number that reflects your home's verified condition and maintenance. It powers insurance discount search and helps carriers see your proof. Evidence you record and lock feeds the score.
Yes. Use the web app, or connect WhatsApp, Telegram, or SMS. You get reminders and can ask questions where you already talk.
You tell us you have a claim. We pull your evidence from the vault, grade it against the claim type, and assemble a claim pack with links to your media. You send it to your insurer.
We currently support Texas, Illinois, Florida for tax appeal flows and evidence schedules. More states are coming soon.
Your address. Your proof. Your edge.
Enter once. Get appeal PDFs, discount search, and claim packs when you need them.
AI powered home intelligence. Your data. Your proof. Your edge.